Kumar, R. and Gill , P.S. (2011) “Training needs assessment with regard to individual needs of middle level managers (A comparative study of public and private sector banks) ”, Gyan Management Journal, 5(2), pp. 31–42. Available at: https://www.journals.acspublisher.com/index.php/gmj/article/view/718 (Accessed: 6 August 2025).